Each crash and subsequent claim is unique. To understand the ideal option for you, consider seeking legal guidance from a reputable law firm. A car accident lawyer near you can review the facts of your case and determine the best way for you to pursue compensation.
Below is a guide to help you understand what each option means for your case and how having legal support facilitates the chances of a better outcome.
Settling After a Car Accident
When you file a claim, the insurer will conduct their investigation and present a settlement offer. In most cases, this initial amount is insufficient but the insurance company might try to convince you otherwise.
If the amount is not enough to cover all your damages, a car accident attorney can negotiate a better offer with the insurance adjuster. They’ll do so by gathering evidence and building a case to prove that your damages are way more than the offer presented.
Some providers might agree to raise the offer, while others will be adamant about paying less than your damages. In the latter case, you can proceed to trial and fight for your rightful compensation.
Taking Your Car Accident Case to Trial
A car accident trial takes place in a civil court and can either be presided over by a judge in what’s known as a bench trial, or members of a jury.
Both the plaintiff and defendant will present their accounts, evidence, statements, and so on for the judge or jury to make their decision.
Settling vs. a Trial for a Car Accident: Which One Is Better?
Settling after a car accident can expedite your recovery process because most cases take a few months only to settle. Dealing with an insurance company also gives you control to negotiate and accept a settlement on your own terms. However, all these might not be worth it if the insurer presents a lowball offer.
With a trial, you could receive way more than you might by settling, but it also might take a long time to complete. Also, the judge or jury determines the amount you should receive as compensation, with no chances of negotiating.
As you can see, the answer to whether settling is better than a trial will depend on the circumstances surrounding your case.
Partner with a Car Accident Attorney
Car accident claims vary, and what’s good for one claim might not be ideal for the next. To know whether you should settle with an insurance company or go to trial, speak with a car accident lawyer to get answers about your car accident case.
The attorneys at Lopez & Humphries, PA, have extensive experience helping car accident victims make the right decisions and receive their deserved compensation. You can get in touch by calling (863) 774-3573 or filling out our contact form below.